Tailor your purchasing power.
Rack up rewards on daily expenses or keep your overhead low with a competitive interest rate; our business credit card puts you in the driver's seat.
Highlights of a Business Credit Card
- Select from two type of Visa® cards
- Increase efficiency with expense management tools
- View transactions, make payments, and more
Maximize your cash flow and simplify expense management with a Business Credit Card from First State Bank of Bigfork. Whether you’re a startup looking to make the most of rewards or you’re an established business looking for a low rate, we have a financing solution desigined to scale your growth.
ScoreCard Rewards
- Earn one point for every net dollar in retail purchases*
- Redeem points for brand-name merchandise, travel, or office supplies
- 24/7 access to view transactions, make payments, and set up alerts
- $25 annual fee
Visa Platinum
- No frills credit card with a low rate.**
- 24/7 access to view transactions, make payments, and set up alerts
- $15 annual fee
*See the card application’s Important Disclosures for current terms, rates and fees.
**See the card application’s Important Disclosures for current terms, rates and fees.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates of Deposit (CDs)
| Term | Balance | Interest Rate | APY |
|---|---|---|---|
| 91 Day1 | $2,500+ | 1.75% |
1.76% |
| 182 Day1 | $2,500+ | 2.25% | 2.26% |
| 12 Month2 | $500 - $4,999.99 | 3.45% | 3.49% |
| 12 Month2 | $5,000 - $44,999.99 | 3.55% | 3.60% |
| 12 Month2 | $45,000+ | 3.65% | 3.70% |
| 24 Month2 | $500 - $4,999.99 | 3.35% | 3.39% |
| 24 Month2 | $5,000 - $44,999.99 | 3.45% | 3.49% |
| 24 Month2 | $45,000+ | 3.55% | 3.60% |
| 36 Month3 | $500 - $4,999.99 | 3.35% | 3.39% |
| 36 Month3 | $5,000 - $44,999.99 | 3.45% | 3.49% |
| 36 Month3 | $45,000+ | 3.55% | 3.60% |
| 48 Month3 | $500 - $4,999.99 | 3.35% |
3.39% |
| 48 Month3 | $5,000 - $44,999.99 | 3.45% | 3.49% |
| 48 Month3 | $45,000+ | 3.55% | 3.60% |
| 60 Month3 | $500 - $4,999.99 | 3.35% | 3.39% |
| 60 Month3 | $5,000 - $44,999.99 | 3.45% | 3.49% |
| 60 Month3 | $45,000+ | 3.55% | 3.60% |
Grace Period of 10 calendar days after maturity.
1Penalty of 30 days interest is imposed on early withdrawal.
2You must maintain a minimum daily balance to obtain the disclosed annual percentage yield. Penalty of 90 days interest is imposed on early withdrawal. Interest is credited and compounded quarterly.
3Early withdrawal penalty of 180 days interest.
Checking Accounts
| Account | Balance | Interest Rate | APY |
|---|---|---|---|
| NOW Account | $800 average balance | 0.45% | 0.45% |
| Edge Checking | Entire balance | 0.45% | 0.45% |
Education CD
| Term | Balance | Interest Rate | APY |
|---|---|---|---|
| 42 Month4 | $100+ | 3.45% | 3.49% |
Grace Period of 10 calendar days after maturity.
4Additional deposits permitted. Interest is compounded and credited quarterly. Account is for ages 18 and under and will not renew after the child reaches age 18. After the child reaches age 18 there is no penalty for early redemption.
Health Savings Account (HSA)
| Balance | Interest Rate | APY |
|---|---|---|
| $0 - $1,999.99 | 0.75% | 0.75% |
| $2,000 - $4,999.99 | 1.00% | 1.00% |
| $5,000+ | 1.25% | 1.26% |
Individual Retirement Accounts (IRAs)
| Balance | Interest Rate | APY |
|---|---|---|
| $0 - $24,999.99 | 3.15% | 3.20% |
| $25,000 - $44,999.99 | 3.25% | 3.30% |
| $45,000+ | 3.50% | 3.56% |
Kasasa Cash*
| Balance | Interest Rate | APY |
|---|---|---|
| 0 - $7,500 | 1.98% | 2.00% |
| $7,500.01+ | 0.25% | 2.00% to 0.37% |
| All balances if qualifications not met | 0.05% | 0.05% |
*Qualifications
To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Have at least 1 ACH transaction post and settle
- Be enrolled in and agree to receive E-Statements
- Be enrolled in and log into online banking monthly
That's it! Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!
Kasasa Saver*
| Balance | Interest Rate | APY |
|---|---|---|
| 0 - $7,500 | 0.30% | 0.30% |
| $7,500.01+ | 0.15% | 0.30% to 0.16% |
| All balances if qualifications not met | 0.05% | 0.05% |
*Qualifications
Qualifying for Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Premier Saver interest rate too. Simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Have at least 1 ACH transaction post and settle
- Be enrolled in and agree to receive E-Statements
- Be enrolled in and log into online banking monthly
That's it. Even if you don't meet your qualifications during the cycle, your Premier accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!
Money Market Accounts
| Account | Average Balance | Interest Rate | APY |
|---|---|---|---|
| Money Market Savings | $2,500+ | 0.45% | 0.45% |
| Super Money Market Account | $.01 - $4,999.99 | 0.75% | 0.75% |
| Super Money Market Account | $5,000 - $19,999.99 | 1.25% | 1.26% |
| Super Money Market Account | $20,000 - $44,999.99 | 2.25% | 2.27% |
| Super Money Market Account | $45,000+ | 3.25% | 3.30% |
Savings Accounts
| Account | Balance | Interest Rate | APY |
|---|---|---|---|
| Savings Account | Entire balance | 0.30% | 0.30% |
